Data Mate - Centralized Banking Solution

Data Mate is a new generation, web based, centralized banking solution. It addresses the retail, corporate & trade finance and is based on state-of-the-art open standards. A unique feature lets bankers add & change business rules without any dependence on technical staff.

Data Mate Preview

Functional Modules

• Services Signatures, Messages, etc.
• Core Clearing, Inventory, etc.
• Customers
• Interest & Charges
• MIS

Delivery Channels

Teller, Credit Card, Debit Card, Smart Card, POS, Phone, Cell Phone, Internet

Data Mate

• New generation, state-of-the-art, centralized banking solution
• Based on open standards
• Retail, Corporate and Trade Finance
• Integrated Forex
• Modular structure allows phased implementation

Most Comprehensive

• Specifications drawn from experience in 1,200 branches, 20 banks
• Specifications audited by internationally reputed consultants
• Takes full advantage of over 300 man-years of banking experience

A Unique Feature lets users update business rules, thus reducing time to market and improving productivity

Customer Centric Security and Audit Trails

Flexible Interest and Charges

• Allows you to keep track of all accounts and transactions of a customer. Facilitates customer retention by allowing you to pay the attention that your top customers deserve.
• Allows you to treat your corporate customers with the service that they expect by maintaining their multiple branch accounts limits from a single point.
• Data Mate has extensive Audit Trails for a high degree of security.
• Transactions that need authorization meet with maker/checker rules.
• Transactions that need not be authorized are logged into an audit trail.
• All user activity is logged.
• Data Mate’s Interest and Charges system allows definition of various levels of interest/charges such as flat, tiered, banded, linked to base rate etc.

A user defined charge and validation sub-system gives further flexibility to the user to define his own validations and charges without approaching the vendor for customization efforts.

New Generation System

• Web based - requires minimal configuration browser based client
• Component Design - EJB based distributed component design guarantees high reliability
• Standards compliant:
  Functional - IFX, OFX, 8583
  Technical - XML, J2EE, SOAP

Open Platform

Choice of deployment on NT, Intel-UNIX, RISC-UNIX, depending on the number of users.

Best of Breed platforms

• Configured for Oracle RDBMS engine SQL Server available shortly.
• Configured for WebLogic, Oracle 9i and WebSphere application servers.

Massively Scalable

• For limited use, the complete configuration consisting of web server, application server, database and application can be deployed on one box.
• At its most scalable, each business component can be deployed in its own box while the database engine itself can be deployed separately.